You’ve crunched some numbers and decided home ownership is for you. That’s great. Before you start home shopping...let’s get you started the right way.
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get too deep can save you a lot of headaches in the long run.
Review your Credit Score
Credit scores are crucial to the homebuying process. It not only has a heavy impact on your mortgage terms, but your FICO score determines if you can qualify for a loan.
Build a ‘Homebuying’ Strategy with Your REALTOR®
Now it’s the fun part. Your REALTOR® has your back. It’s time to list all your ‘must-haves’ and find the home that’s right for you. Not just for now, but in the future.
Corinne Smith
REALTOR® DRE#: 83981
My Mortgage Advisor partner…
Why would you make the biggest financial decision of your life without speaking to a professional first?
106
Lifetime Transactions
68
Buyers
38
Sellers
The benefits of owning
Owning your own home has some obvious benefits. You can paint the entire house pink if you’d like! Here are a few benefits that don’t require any pink paint and might set you up for a life of financial wellness.
Build equity
Over time, your home can develop equity, which can lead to a profit if you decide to sell or use it to pay for upgrades.
01
Buying vs Renting
Depending on your area, a mortgage payment can be the same as renting, but with the benefit that you can earn over time.
02
Tax deductions
Interest you pay down on your home is tax deductible, which can lead to a nice return when filing your tax returns.
03
Establish an empire
Again, home equity can be a powerful tool. Owning your home can help kickstart a strong real estate portfolio for some nice passive income.
Barbara is THE BEST realtor I’ve ever worked with in my lifetime. I’ve bought/sold over 10 homes in my life and across the US and no one is better than Barbara. Conscientious, collaborative, knowledgeable and above all your best advocate whether buying or selling a home. She has your best interest at heart. Best of the best!!! Barbara you are the greatest!!!!”
Nina Pomeroy
5 of 5
5 months ago
“
Barbara is THE BEST realtor I’ve ever worked with in my lifetime. I’ve bought/sold over 10 homes in my life and across the US and no one is better than Barbara. Conscientious, collaborative, knowledgeable and above all your best advocate whether buying or selling a home. She has your best interest at heart. Best of the best!!! Barbara you are the greatest!!!!”
Nina Pomeroy
5 of 5
5 months ago
“
Barbara is THE BEST realtor I’ve ever worked with in my lifetime. I’ve bought/sold over 10 homes in my life and across the US and no one is better than Barbara. Conscientious, collaborative, knowledgeable and above all your best advocate whether buying or selling a home. She has your best interest at heart. Best of the best!!! Barbara you are the greatest!!!!”
Nina Pomeroy
5 of 5
5 months ago
“
Barbara is THE BEST realtor I’ve ever worked with in my lifetime. I’ve bought/sold over 10 homes in my life and across the US and no one is better than Barbara. Conscientious, collaborative, knowledgeable and above all your best advocate whether buying or selling a home. She has your best interest at heart. Best of the best!!! Barbara you are the greatest!!!!”
Nina Pomeroy
5 of 5
5 months ago
“
Barbara is THE BEST realtor I’ve ever worked with in my lifetime. I’ve bought/sold over 10 homes in my life and across the US and no one is better than Barbara. Conscientious, collaborative, knowledgeable and above all your best advocate whether buying or selling a home. She has your best interest at heart. Best of the best!!! Barbara you are the greatest!!!!”
Nina Pomeroy
5 of 5
5 months ago
“
Barbara is THE BEST realtor I’ve ever worked with in my lifetime. I’ve bought/sold over 10 homes in my life and across the US and no one is better than Barbara. Conscientious, collaborative, knowledgeable and above all your best advocate whether buying or selling a home. She has your best interest at heart. Best of the best!!! Barbara you are the greatest!!!!”
Nina Pomeroy
5 of 5
5 months ago
“
Barbara is THE BEST realtor I’ve ever worked with in my lifetime. I’ve bought/sold over 10 homes in my life and across the US and no one is better than Barbara. Conscientious, collaborative, knowledgeable and above all your best advocate whether buying or selling a home. She has your best interest at heart. Best of the best!!! Barbara you are the greatest!!!!”